Best Rewards Credit Card | Credit Card Rewards Comparison

American Express (R) Gold Card

* Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
* The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
* Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
* Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$125*	N/A*	Excellent*

American Express(R) Premier Rewards Gold Card

* Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
* Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	Free first year, then $175 annual fee*	N/A*	Excellent*

American Express (R) Gold Card

* Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
* The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
* Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
* Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$125*	N/A*	Excellent*

American Express(R) Premier Rewards Gold Card

* Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
* Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	Free first year, then $175 annual fee*	N/A*	Excellent*

Platinum Delta SkyMiles(R) Credit Card from American Express

* Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
* Earn one companion Coach Class ticket each year upon renewal
* Earn at least 1 mile for every eligible dollar spent
* Miles never expire and there is no cap on the miles you can earn
* Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
* Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.50%*	$150*	Yes*	Excellent*

Zync from American Express(SM)

* Earn 10,000 Membership Rewards® points after first purchase.
* Enjoy a low annual fee of just $25 for Basic Card
* Pay no interest - that's because you pay in full each month
* Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
* Protect eligible purchases with Purchase Protection and Extended Warranty
* Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A (You must pay your balance every month)*	N/A (You must pay your balance every month)*	N/A (You must pay your balance every month)*	$25*	N/A*	Excellent*

More® Card - Monogram

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
0% Intro APR on Purchases and Balance Transfers.
Up to 1% Cashback Bonus on all other purchases automatically.
$0 Fraud Liability Guarantee.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	11.99%*	None.*	0% for 6 months*	excellent / good*

Visa® Black Card

0% APR for 6 months on Balance transfers.
Limited Membership (The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.)
24-hour Concierge Service.
Exclusive rewards program.
Luxury gifts.
Patent pending carbon graphite.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	13.24%*	$495*	3%*	Excellent*

Chase Sapphire(SM) Card

* Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
* Redeem points for travel, gift cards, merchandise, cash back and more
* 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
* Points never expire and there are no limits on how many points you can earn
* 24/7 Dedicated service advisors (No voice recording)
* Premier travel and purchase protection benefits
* All of this for no annual fee!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	Prime Rate + 8.99%*	None*	N/A*	Good/Excellent*

Platinum Plus® MasterCard® Credit Card

No Annual Fee
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-Clock Fraud Protection
Online Access to Your Credit Card Account
Unparalleled 24-Hour Customer Service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	17.99%*	None*	see terms*	see terms*

Chase Freedom(SM) Credit Card

* 5% cash back offers in popular categories like gas, home improvement and department stores
* Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
* Up to an additional 20% cash back at select merchants when you shop online through Chase
* 0% Intro APR* and No Annual Fee*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% (12 months on balance transfers, 6 months on purchases)*	12 Months*	As low as Prime +9.74%*	None*	Yes*	Good/Excellent*

Starwood Preferred Guest(R) Credit Card from American Express

* Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
* Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
* No annual fee for the first year and $45 thereafter
* Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
* Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
* Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	15.24%*	First year fee-free, then $45.*	Yes*	Excellent*

Best Western MasterCard® Credit Card

Receive 5,000 Bonus Gold Crown Club Points After Your First Qualifying Purchase
No Annual Fee
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-Clock Fraud Protection
Online Access to Your Credit Card Account
Unparalleled 24-Hour Customer Service
Immediate Cash Access at 430,000 ATMs Internationally

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	19.99%*	None*	see terms*	see terms*

Starwood Preferred Guest® MasterCard® Credit Card

Earn 1 Starpoint for Every CND $2 Spent on All Your Eligible Purchases
No Annual Fee
Activation Bonus - 5,000 Starpoint® After Your First Purchase on the Card
Starwood Hotel Stay Bonus - 5,000 Starpoints the First Time You Charge a Stay at Any Participating Starwood Hotel or Resort to Your Starwood Preferred Guest MasterCard.
Annual Bonus - 5,000 Starpoints for Every $10,000 You Spend (up to 15,000 Starpoints each year)
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Online Access to Your Credit Card Account
Unparalleled 24-hour Customer Service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	19.99%**	None*	see terms*	see terms*

Gold MasterCard® Credit Card - Fixed 9.99% AIR

9.99% Annual Interest Rate on Purchases and Cash Advances
No Annual Fee
9.99% Annual Interest Rate on Purchases and Cash Advances
Around-the-Clock Fraud Protection
Online Access to Your Credit Card Account
Unparalleled 24-Hour Customer Service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	9.99%*	None*	see terms*	see terms*

Eco-Logique™ MasterCard® Credit Card

Earn Carbon Offset Points That MBNA Will Use to Acquire Carbon Offsets on Your Behalf
No Annual Fee
Low 1.9% Introductory Interest Rate for 6 Months on Balance Transfers* and Cheque Cash Advances
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-Clock Fraud Protection
Online Access to Your Credit Card Account
Unparalled 24-Hour Customer Service
Immediate Cash Access at 430,000 ATMs Internationally

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	17.99*	0*	see terms*	see terms*

Platinum Card(R) from American Express

Earn 25,000 Membership Rewards® Bonus Points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
By Invitation Only® Events - access to exclusive, once-in-a-lifetime events.
Complimentary Airport Club Access.
24-hour access to Concierge Service for the finest experiences in dining, entertainment, and luxury.
The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
No Pre-set Spending Limit.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
NA*	NA*	NA*	$450*	NA*	Excellent*

WorldPoints® MasterCard® Credit Card

1,000 Bonus WorldPoints After Your First Purchase
No Annual Fee
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Earn 1 WorldPoint for Every $1 in Net Retail Purchases
Online Access to Your Credit Card Account
Unparalleled 24-Hour Customer Service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
see terms*	see terms*	19.99%*	None*	see terms*	see terms*

Miles by Discover® Card

0% Intro APR on Purchases and Balance Transfers for 6 months.
No Annual Fee.
Book any travel, anytime with no blackout dates or restrictions.
Double Miles on up to $3,000 in travel and restaurant purchases each year.
1 Mile for every $1 on all your other purchases.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	11.99%*	None.*	0% for 6 Months*	excellent / good*

Preferred Rewards Gold Card

Earn 10,000 Membership Rewards bonus points redeemable for Rewards after your first purchase.
Gold Card Events.
No Pre-set Spending Limit.
Global Assist® Hotline, free shipping and handling, and many more benefits included

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
NA*	NA*	NA*	$125 Basic Card; $35 for up to five Additional Cards $35 for e*	NA*	excellent / good*

Delta Reserve Credit Card

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
NA*	NA*	14.50%*	$450*	Yes*	Excellent*

True Earnings® Card from Costco and American Express

* Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
* Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
* No Annual Fee with your paid Costco Membership
* The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
* No Limit on the Cash Back earned

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	15.24%*	None*	Yes*	Excellent*

Escape by Discover® Card

0% Intro APR on Purchases and Balance Transfers for 6 months.
25,000 Bonus Miles - 1,000 Miles each month you make a purchase the first 25 months.
Unlimited Double Miles on all purchases.
2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site.
Book any travel, anytime with no blackout dates or restrictions.
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.
$60 Annual Fee.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	11.99%*	$60*	0% for 6 Months*	excellent / good*

*When you click on the " Apply Here " button you can read the latest credit card terms and conditions.

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